USDA Approved Loans. Call for loan approvals!

Call Willie Smith, Jr., owner, for additional information at

804-761-1950 or 804-4372-2430 (home office)

Visit our website at: www.hscchomes.com
Home Service Contracting Consultant, LLC
Mr. Willie Smith, Jr.
Builder/Owner/Founder
Home Service Contracting Consultant, LLC
Approved USDA Rural Development Builder
Real Estate Agent/Professional
President: Faith National Family Ministry Affordable Housing Program
Email: assist@hscchomes.com
P.O. Box 1088 Montross, Virginia 22520
Home Office: (804) 472-2430
Cell: (804) 761-1950
Fax: (804) 472-2705

USDA Home Loan Program: *102% financing and $0 cash?

The USDA Home Loan Program allows eligible buyers to purchase a home with no money down! That means that, for the same loan size and similar rate, the USDA Rural Development Home Loan will always have a lower payment than the FHA. Sometimes the payment will be substantially lower. The USDA Home Loan Program offers true zero down financing so buyers can keep their cash in the bank. 

1. No down payment
2. No expensive mortgage insurance (i.e., lower monthly payments)
3. No cash reserve requirement
4. No minimum credit history requirement
5. 3.5% USDA required funding fee can be financed
6. 30-Year fixed interest rates
7. Flexible credit guidelines
8. Brand new homes

On April 23, 2011 we will visiting the doublewide center located in Rutsburg Virginia. This will be an estimated 3 1/2 hour drive. Children will not be allowed on the trip. If you are looking for a modular home, we are planning a trip for that also at a later date. You are required to be financially pre-approved, and limited space is available. When you purchase your home through Home Services Contracting Consultant, LLC (HSCC, LLC) you will be saving thousands of dollars with our discounted rates. HSCC, LLC also help those in our community who are less fortunate. We believe that everything that's given to you is not always meant for you but we should be a distribution center by giving a hand to the less fortunate. If for some reason you don't think you may qualify, we urge you to try again. The mortgage company will let you know what needs to be done to get your credit straightened out.

Don't GIVE UP!!!!!!!! Sometimes there has to be a starting point in order to raise your scores but if you never try, it will never get done. We are here to help you and not to take advantage of you. 

Give us a call today and start working towards your dream of owning a home. 

I can do all things through Christ Jesus which strengthens me. "Philippians 4:13 KJV.